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FIRE calculator

FIRE — short for Financial Independence, Retire Early — is a lifestyle movement focused on achieving financial freedom ahead of the traditional retirement age. This calculator is designed to help you build a personalized savings and investment plan, so you can chart a path toward early retirement and take control of your future.
Today
Your situation
Age
Current savings
€
Saving monthly
€
Later
Your retirement
Projection mode
Annual spending
€
Withdrawal Rate
4.00%

Withdrawal rate is the percentage of your savings that you plan to spend each year of retirement. 4% is a common target for a 30 year retirement. Alternatively, you can determine your FIRE target based on how old you plan to live until!

The plan
Your investing strategy
Stocks / ETFs
Allocation:70%
Growth rate
%
Savings Account / Bonds / Dividends
Allocation:30%
Growth rate
%
Effective overall rate of return:6.10%

Returns may vary. You are responsible for the rate you enter - we make no assessment on how likely you are to secure your chosen rate. Calculations do not take into account the effect of costs, inflation or tax. For simplicity, this calculator assumes your chosen rates remain stable throughout the selected duration, and that all present and future savings follow your chosen allocation.

Inflation

Inflation rate
%
€1,000,000.00
Your FIRE target
46
Retirement age
€36,000.00
Annual savings
The journey ahead
Your FIRE projection
Investment income
Expenses (nominal)
Total
Contributions
Growth